Terms of Service
Last updated: January 2025
1. Agreement to Terms
By accessing or using ArchitectOS.plan ("Service"), operated by A2Brands LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service. These Terms constitute a legally binding agreement between you and A2Brands LLC.
2. Description of Service
ArchitectOS.plan is a financial modeling tool that helps consumer product brands create 5-year financial projections. The Service includes:
- AI-assisted assumption gathering and financial planning guidance
- Real-time financial projection calculations
- Downloadable Excel-based financial models
- Educational information about brand building and financial planning
3. Account Registration
To use the Service, you must create an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
4. Payment Terms
4.1 Pricing. The Service offers two payment options:
- 7-Day Access: $500 one-time payment for 7 days of access with a single download
- 1-Year Access: $1,200 one-time payment for 12 months of access with unlimited downloads
4.2 No Refunds. Due to the digital nature of the Service and immediate access to proprietary financial modeling tools, all payments are final and non-refundable. By completing a purchase, you acknowledge and agree that you are not entitled to a refund under any circumstances.
4.3 Access Expiration. Your access expires at the end of your purchased period. We are not obligated to provide notice before expiration. You may purchase a new access period at any time.
5. Intellectual Property
5.1 Our IP. The Service, including all software, algorithms, templates, methodologies, designs, and content, is owned by A2Brands LLC and protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service.
5.2 Your Data. You retain ownership of the business information and assumptions you input into the Service. By using the Service, you grant us a limited license to process your data solely to provide the Service.
5.3 Output License. You receive a non-exclusive, non-transferable license to use the financial models generated by the Service for your internal business planning purposes only. You may not resell, redistribute, or commercialize the output.
6. Disclaimer of Financial Advice
IMPORTANT: The Service is a financial modeling tool for educational and planning purposes only. It does NOT constitute financial, investment, legal, tax, or accounting advice. The projections generated are hypothetical scenarios based on your inputs and should not be relied upon as predictions of actual business performance.
You should consult with qualified professionals (accountants, financial advisors, attorneys) before making any business or financial decisions. A2Brands LLC is not a registered investment advisor, broker-dealer, or accounting firm.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
- WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.
- IN NO EVENT SHALL A2BRANDS LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES.
- OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM YOUR USE OF THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM.
8. Indemnification
You agree to indemnify, defend, and hold harmless A2Brands LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any business decisions made based on the Service's output.
9. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable laws
- Attempt to reverse engineer, decompile, or extract the source code of the Service
- Use automated systems (bots, scrapers) to access the Service
- Share your account credentials or allow others to access your account
- Resell, sublicense, or redistribute the Service or its output
- Interfere with or disrupt the integrity or performance of the Service
10. Privacy
Your use of the Service is subject to our Privacy Policy. By using the Service, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy. We may use aggregated, anonymized data for improving our services and for internal analytics.
11. Termination
We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service immediately ceases. Sections 4.2 (No Refunds), 5 (Intellectual Property), 6 (Disclaimer), 7 (Limitation of Liability), and 8 (Indemnification) survive termination.
12. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Service after any changes constitutes acceptance of the new Terms. We encourage you to review these Terms periodically.
13. Governing Law & Disputes
These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules.
CLASS ACTION WAIVER: You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action or representative action.
14. Contact Information
For questions about these Terms, please contact us at:
15. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. The unenforceable provision will be modified to the minimum extent necessary to make it enforceable while preserving its intent.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and A2Brands LLC regarding the Service and supersede all prior agreements and understandings.